Home / Compare Loans

Compare Loans

Fixed Rate Loans

30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate
Buy a home with as little as 5% down (primary home)
Refinance up to 95% of your primary home’s value
Monthly payments remain the same for the entire loan term

Adjustable Rate Loans

3/1, 5/1, and 7/1 ARM’s. Monthly payments based on a 30 year repayment schedule
The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter

FHA Loans

3.50% minimum down payment required on purchase
Minimum credit score usually 620
Post-bankruptcy qualifying – 2 years after
Post-foreclosure qualifying – 3 years after

VA Loans

Competitive interest rates that are routinely lower than conventional rates
Sellers can pay up to 6 percent of closing costs and concessions
Higher allowable debt-to-income ratios than for many other loans
Down payment as low as 0%